Four Team Members. Five Days of Smarter Spend.

Is your team struggling to get clear visibility into spending, maintain control over compliance, and make confident, data-driven decisions? Many finance leaders share the same struggle. In fact, nearly four out of ten CFOs¹ say manual processes are among their top challenges.

When processes are disconnected, frustrations rise, and people end up managing details instead of driving results.

The SAP Concur platform changes that. By bringing travel, expense, and invoice management together in one connected system, employees across a business can deliver more value to their role and the bottom line.

Let’s take a look at how AI-powered spend management helps teams elevate their work and why now is the right time to make the switch to SAP Concur.

Stephen, the CFO: Seeing the full picture

Stephen starts each week with clear visibility into company-wide spend. Instead of chasing spreadsheets, he has a single smart dashboard that connects Concur Travel, Concur Expense, and Concur Invoice data in real-time.

With automation managing data entry and reconciliation, Stephen’s focus can shift from monitoring transactions to making decisions thanks to faster insights that lead to stronger cash-flow control and a smoother month-end close.

For leaders like Stephen, visibility truly equals confidence. Follow him through a week with SAP Concur solutions to see how.

Jessica in Accounts Payable: Turning complexity into clarity

Jessica used to spend her days matching invoices by hand and fielding vendor calls about late payments. Now, Concur Invoice does the heavy lifting. It captures, validates, and routes invoices automatically, helping her team process around 35% more invoices each month while cutting costs.

With fewer late payments and fewer surprises, Jessica can finally focus on strategic initiatives that strengthen supplier relationships. Month-end feels less like a fire drill and more like a checkpoint for progress.

Her experience reflects what many AP teams are seeing with automation, with more than double the invoice processing efficiency compared to teams still relying on manual systems.²

See how Jessica spends her days with SAP Concur solutions.

Amanda in Finance: Getting time back for what matters

Amanda remembers when expense reports meant stacks of receipts and long evenings in the office. With Concur Expense, automation now saves her more than two and a half days every week.

Because data from travel, invoice, and budget flow into one place, Amanda can easily spot trends and share insights that guide smarter planning. She spends her time analyzing results instead of entering them, a shift that benefits the entire finance team.

Her results mirror what many organizations experience with SAP Concur: teams process 1.5 times more expense reports per month and are five times more efficient than those using other solutions.³

What does that look like on a day-to-day basis? See what Amanda saves and gains with SAP Concur solutions.

Michael on the road: Working smarter wherever work happens

Between flights, client meetings, and hotel check-ins, Michael relies on tools that travel as fast as he does. With Concur Travel and the SAP Concur mobile app, he books trips through trusted partners, snaps receipts, and files expenses in minutes. Joule, SAP Concur’s new AI copilot, then makes it even simpler by answering questions and offering personalized guidance.

That simplicity pays off. In fact, SAP Concur users spend nearly 20% less time booking trips and 12% less time filing expenses³ compared to users of other tools. Those are wins for both employees like Michael and his colleagues across the organization.

Ready to take a trip with Michael through his week? See how he spends his days with SAP Concur solutions.

One platform, countless benefits

What ties these four stories together is connection. When travel, expense, and invoice data flow through a single system, teams spend less time switching between tools and more time adding value.

Organizations using SAP Concur solutions report:

• 21% lower costs in travel and expense reporting⁴
• 26% higher policy compliance⁴
• 64% more invoices processed each month⁴
• 79% satisfaction with ease of use⁵

That’s the power of one connected platform backed by more than three decades of innovation.

Take a self-guided demo of Concur Travel and Expense to see it in action.

Why choose SAP Concur and why now

Many organizations start with systems that work for a while but can’t keep up as the business grows. Over time, data becomes fragmented, compliance slips, and opportunities for savings go unseen.

SAP Concur brings everything together on one proven platform with hundreds of pre-built integrations and trusted partners. You gain faster workflows, clearer visibility, stronger compliance, and the insights your leaders need to make confident decisions.

Not sure if it’s time to switch? Keep an eye out for these 6 signs that it might be time for a better way to manage spend.

So, how do you spend your day?

Choosing SAP Concur means choosing tools your teams will actually enjoy using. It’s about giving everyone—from the CFO to the newest hire—greater insight, confidence, and connection in how money moves through your business.

Explore the SAP Concur platform and discover a smarter way to manage spend.

1. _{CFO Insights Report: Strategic Actions for Growth, SAP Concur, 2024}
2. _{IOFM: How Automation Reduces the Cost of Invoice Processing and Disbursements, 2023}
3. _{SAP Concur ROI Research, Global & Regional Findings, Phronesis Partners, 2024}
4. _{Tapping into Integration, SAP Concur, 2024}
5. _{SAP Concur Customer Loyalty Survey}