Concur is an SAP Company

Alliance Partners


www.americanexpress.com/canada/

Concur exclusively promotes American Express's Corporate Cards to its clients and American Express's Global Commercial Card business exclusively promotes Concur® Expense to its corporate clients. Through its Global Commercial Card group, American Express provides the Corporate Card, Corporate Purchasing Solutions, and other expense management services to mid-sized companies and large corporations worldwide. In the U.S., it is the leading issuer of commercial cards, serving more than 60% of the Fortune 500, as well as tens of thousands of mid-sized companies. American Express issues local-currency commercial cards in 36 proprietary markets, and International Dollar Corporate Cards in an additional 90 countries. For more information, please go to www.americanexpress.com/corporate. American Express Company is a leading global payments, network and travel company founded in 1850.

Automatic Data Processing, Inc. (NASDAQ: ADP), with nearly $10 Billion in revenues and about 570,000 clients, is one of the world’s largest providers of business outsourcing solutions. Leveraging 61 years of experience, ADP offers the widest range of HR, payroll, tax and benefits administration solutions from a single source. ADP’s easy-to-use solutions for employers provide superior value to companies of all types and sizes.

www.bmo.com

BMO Spend & Payment Solutions, a division of BMO Financial Group, is a top ten commercial card and payment solutions provider in North America. Our T&E card programs, including Diners Club International with its global reach through its international network, give organizations transparency and control over travel spend, while our alliances with best-in-class T&E business solutions providers enable our clients to maximize savings, control spend visibility and compliance.

Contact us at: bmo.sps@bmo.com or 1-888-838-4401, or visit our website: www.bmospendandpayment.com

Scotiabank is one of North America's premier financial institutions and Canada's most international bank. With more than 77,000 employees, Scotiabank Group and its affiliates serve over 19 million customers in more than 55 countries throughout North America, the Caribbean, Central and South America, Europe, the Middle East, and Asia.

Scotiabank offers a broad range of products and services including personal, commercial, corporate and investment banking. With assets above $637 billion (as at Jan 31, 2012), Scotiabank trades on the Toronto (BNS) and New York Exchanges (BNS).

www.scotiabank.com